Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Nova Capivale website and platform (the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.
This is a general draft template provided for informational structuring purposes. It should be reviewed and adapted by a qualified professional before being relied upon as a binding legal agreement.
1. About the Service
Nova Capivale provides an AI-driven data analysis platform designed to help users interpret market information and move from savings toward informed, risk-aware investment decisions. The Service is intended for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice.
2. Eligibility
By using the Service, you represent that you are at least eighteen (18) years of age and have the legal capacity to enter into a binding agreement. You further confirm that your use of the Service does not violate any law or regulation applicable to you in your jurisdiction.
3. No Investment Advice
Nothing provided through the Service, including data summaries, insights, reports, or any other content, should be construed as a recommendation to buy, sell, or hold any financial instrument. All investment decisions are made solely at your own discretion and risk. Past performance or historical data analysis is not indicative of future results.
4. Account Registration
Certain features of the Service may require you to create an account. You agree to provide accurate and current information and to keep your login credentials confidential. You are responsible for all activity that occurs under your account, and you must notify us promptly of any unauthorized use.
5. Acceptable Use
You agree not to misuse the Service, including but not limited to: attempting unauthorized access to our systems, reverse engineering any part of the platform, interfering with the proper functioning of the Service, or using the Service for any unlawful purpose. We reserve the right to suspend or terminate access for any account found in violation of these Terms.
6. Intellectual Property
All content, design elements, software, and materials made available through the Service are the property of Nova Capivale or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Service for your personal, non-commercial use only.
7. Fees and Payments
Where the Service includes paid features or subscriptions, applicable fees will be disclosed to you prior to purchase. Fees are generally non-refundable except as required by applicable law or as otherwise explicitly stated at the time of purchase.
8. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not guarantee that the Service will be uninterrupted, error-free, or free of harmful components.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Nova Capivale and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment losses, arising out of or related to your use of, or inability to use, the Service.
10. Indemnification
You agree to indemnify and hold harmless Nova Capivale, its officers, employees, and affiliates from any claims, damages, liabilities, and expenses arising from your use of the Service or your violation of these Terms.
11. Third-Party Links and Services
The Service may contain links to third-party websites or integrate with third-party tools. We do not control and are not responsible for the content, policies, or practices of any third-party services. Your use of such third-party services is at your own risk and subject to their respective terms.
12. Termination
We may suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct that may harm Nova Capivale, other users, or third parties. You may also discontinue use of the Service at any time.
13. Changes to the Service and Terms
We reserve the right to modify, suspend, or discontinue any part of the Service at our discretion. We may also update these Terms from time to time. Material changes will be indicated by revising the "Last updated" date below. Continued use of the Service after such changes constitutes your acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Nova Capivale operates, without regard to conflict of law principles. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.
15. Contact
If you have questions regarding these Terms, please reach out through the contact details provided on our Contact page. We aim to respond to reasonable inquiries in a timely manner.
Last updated: this document is a general placeholder and should be dated upon formal review and publication.